| Time | Every day | Weekdays only | Home-brewed (~$0.50/cup) |
|---|---|---|---|
| 1 week | $66 | $48 | $3.50 |
| 1 month | $289 | $206 | $15 |
| 1 year | $3,468 | $2,470 | $182 |
| 5 years | $17,338 | $12,350 | $912 |
| 10 years | $34,675 | $24,700 | $1,825 |
If you invested the difference
Brewing at home and putting the savings ($274 a month) into an investment that earned an example 7% a year would grow to about $19,588 in 5 years, $47,356 in 10 and $142,526 in 20. Returns aren't guaranteed; this is only to show scale. Our sister site Steady Sums has a compound interest calculator to play with.
You don't have to quit
- Keep the café visit as a weekend treat and brew at home on weekdays.
- Recreate your favorite drink at home: try the Latte Lab and the syrup recipes.
- Run your own numbers in the coffee savings calculator.

Coffee Bar Signs (set of 6) · $6.99
Printable signs that turn any counter into a home café.
Take a lookOther daily amounts
Questions people ask
How much is $9.50 a day on coffee per year?
$3,468 if every day, or $2,470 on weekdays only.
How much does a cup of coffee cost to make at home?
Usually about $0.30 to $0.75 for a regular cup, depending on the beans; specialty beans can be over $1.
Numbers on this page are estimates calculated from the assumptions shown. Coffees, beans and drinks vary; caffeine figures are typical values, not medical advice.